RetireJapan

It's been a bit crazy. I had to withdraw 1M each month for living expenses and plus, and every month the asset balance bounced back to where it was just before withdrawal. I'm happy that I didn't lose but then on the other hand I would be 3M richer if I didn't have to :) But unemployment is a bitch ...

Because for a ton of different operations requires me to call their helpline and ask them to send the papers. I'd rather minimize that so I'm considering moving to a different ideco provider now that I'm also changing jobs (and because of short stint of unemployment, the contributions stopped) where...

Beaglehound wrote: ↑Wed Aug 09, 2023 12:43 pm It matters in that the lower the yen the less overseas market stock it will buy and vice versa

I thought this might be the case.

Just did a quick calc, the spread I'd be confident to predict that might happen is less than 9%, so yeah I better invest now.

Thanks for the clarification!

Super dumb question Does it matter at all the JPY/USD exchange rate when investing into, let's say, eMaxis Slim S&P500 fund? Should I wait for the yen to get a bit stronger before investing? I had a rather large fallout (settlement from illegal dismissal) that I'd rather not keep in my bank acco...

55 tsubo single-floor house, built to passivhaus standards. All electric, inc. a tesla m3. Last electricity bill was 41k, and I do use all the 200V appliances and charge the car exclusively during the night. Night-time (after 1AM) usage is around 650kWh per month. Previous car's petrol was minimum 1...

Just got an mail from mynaportal, basically giving me another small christmas gift this year. マイナポータルにおいて、令和4年10月から、国民年金保険料を納めた方の「社会保険料（国民年金保険料）控除証明書」を電子データで受け取れるようになりました。令和5年1月からは、老齢年金を受給されている方の「公的年金等の源泉徴収票」も電子データで受け取れるようになります。 受け取った電子データを利用して、簡単に確定申告や年末調整を行うことができます。 紙の通知書を受け取った方もマイナポータルから日本年金機構が運営...

I would, had tons of troubles with my name since it has one of those special nordic characters too that gets transliterated in a weird way. Anyway, several years back I removed the middle name from my name, so now katakanisation of my name is just 4+3 characters. Got the alias, have been using it fo...

Yeah, time-in-the-market, apart from a very few specific points in history, beats timing-the-market. The reason why dollar-cost averaging in the long run (if you already have the cash) is a bad strategy is that you're basically betting that the market is going to go down. For example, S&P500 has...

Yeah sounds a bit convoluted arrangement. Time to check if I can transfer USD out of Shinsei account then.

Well, it's a little bit funny in a way that if I go to the customer's help page (only accessible if you have a securities account), then that warning isn't there. https://i.imgur.com/gYaxBlL.png But since the swift stuff isn't there either, I'm leaning into that it has to be on a bank account of tho...