RetireJapan

I'm in the fortunate position to get a healthy dividend income in dollars from the growth part of my NISA, so my new plan for 2025 is to use those dollars to make an automatic monthly contribution to an ETF (I only recently realized that you could do this) and then use the rest of my growth allowanc...

I've recently just learned about this nonsense too. We're thinking of buying a bigger place and I was hoping to put my husband's name on the deeds of the new place by giving him half of the money that we'll make from selling our current place. But because the current place and mortgage is all in my ...

I've been listening to Dave Ramsey's podcasts recently and he recommends first putting 15% of your take home income into retirement savings (IDECO, NISA and then taxable accounts) and then using any extra over that to pay off your mortgage. So, basically it's a combination of the two.

I've been listening to Dave Ramsey's podcast recently I read a couple of Dave Ramsay books, and they are mostly fine apart from his excessively optimistic (IMO) figures for stock market growth. I think he's over-optimistic too but I think the principle of looking at consistent returns over time (ra...

I've been listening to Dave Ramsey's podcast recently (as light entertainment more than anything else) and he talks quite a bit about funds. He recommends that people invest in funds that have consistently returned over 10% per year over the last 10 years. I suppose this is one way to rule out funds...

My main investing strategy is dividend growth investing. Basically a company that can continue to increase its dividend longterm is a company whose share price and value is also rising. So you benefit in two ways: the stock price will increase and your dividend income will also increase. My best per...