Search found 8 matches

by AussiePete
Sun Apr 02, 2023 7:22 am
Forum: iDeCo
Topic: This month's iDeCo contribution not deducted?
Replies: 7
Views: 4106

Re: This month's iDeCo contribution not deducted?

Out of curiosity, which bank are you with?
Mine was withdrawn from my SMBC account on 27th without a problem.
by AussiePete
Tue Feb 14, 2023 12:11 pm
Forum: iDeCo
Topic: Rakuten advice (first time Ideco)
Replies: 35
Views: 15785

Re: Rakuten advice (first time Ideco)

Sorry for reviving an old post (yet again), but I have finally received the JIS&T letters in the mail and have finished setting up my Rakuten Ideco. Based on the various comments above, people seem to be down on the Rakuten All World index fund due to the tax and management fee reasons. Is this ...
by AussiePete
Wed Jan 18, 2023 10:15 am
Forum: Legacy NISA (~2023)
Topic: Daily Tsumetate
Replies: 16
Views: 3260

Re: Daily Tsumetate

I got impatient and compiled all of the statistics for the eMaxi Slims all countries for 2022, using the historical data from Rakuten's site. I calculated the returns for a full purchase of 33,333 yen each month on a specific day of the month (between the 1st and 28th), as well as purchasing 1,639 y...
by AussiePete
Wed Jan 18, 2023 6:24 am
Forum: Legacy NISA (~2023)
Topic: Daily Tsumetate
Replies: 16
Views: 3260

Re: Daily Tsumetate

Thank you, for some reason that thread did not show up when using the search function. With respect, I do not necessarily agree with the sentiment in that thread, that getting the funds into the market as soon as possible is the best option. For a long-term tsumitate investment, purchasing the most ...
by AussiePete
Wed Jan 18, 2023 2:24 am
Forum: Legacy NISA (~2023)
Topic: Daily Tsumetate
Replies: 16
Views: 3260

Daily Tsumetate

I have noticed that Rakuten offers the option of daily contributions to a NISA fund, in addition to monthly contributions. On the plus side, this would seem to provide the closest realization of true dollar cost averaging over the course of the year. On the down side, one could "lose" one ...
by AussiePete
Sat Jan 07, 2023 3:15 pm
Forum: Legacy NISA (~2023)
Topic: Should I wait and see what happens with the NISA change proposals or open a Tsumitate NISA now?
Replies: 13
Views: 2751

Re: Should I wait and see what happens with the NISA change proposals or open a Tsumitate NISA now?

Way off topic now, but as the saying goes, in for a penny, in for a pound. To expand on my previous comment, my feelings are similar to Sutebayashi. I live in one of the larger cities of Kansai, where I can only assume that the current mayor is childless and wishes all other residents were too, beca...
by AussiePete
Sat Jan 07, 2023 6:28 am
Forum: Legacy NISA (~2023)
Topic: Should I wait and see what happens with the NISA change proposals or open a Tsumitate NISA now?
Replies: 13
Views: 2751

Re: Should I wait and see what happens with the NISA change proposals or open a Tsumitate NISA now?

Thank you both for your comments. I had not obviously not properly looked into the conditions of the current Junior Nisa and the age limit on the new Nisa next year. For a bit more background, my eldest will be 18 in less than five years, while my younger child is more than five years away from turn...
by AussiePete
Mon Jan 02, 2023 1:30 pm
Forum: Legacy NISA (~2023)
Topic: Should I wait and see what happens with the NISA change proposals or open a Tsumitate NISA now?
Replies: 13
Views: 2751

Re: Should I wait and see what happens with the NISA change proposals or open a Tsumitate NISA now?

Apologies for hijacking this thread, but I have a slightly similar question. I received an email from Rakuten at 10:30pm on New Year's Eve, telling me that my NISA application had been approved. That did not leave me a great deal of time to do anything during 2022, so I will be starting fresh from 2...