RetireJapan

I think it is "zero yearly fees for the ETC card" rather than no highway tolls (which would be insanely good...) The 10,000 yen bonus looks to be on spending of over 1 million yen, not 100,000 yen. So that would basically pay for the fees on the card. Putting the bonus aside, the examples ...

Flashy interface, focus on trading individual stocks in the fewest number of clicks... it sounds a bit like a Japanese Robinhood.

I use cash as little as possible these days: I think I withdraw from ATMs probably twice a month? Which at 110 yen a time would be 2640 yen a year. Like most of us, I really resent paying for ATM usage, though! :x 5,000 yen a month deposited into a Shinsei account would be 60,000 yen a year, so (lea...

Is that an option? I couldn't see utility bills mentioned under the Gold requirements, on the Japanese or English versions of their website...

(Japanese) https://www.shinseibank.com/powerflex/relationship/
(English) https://www.shinseibank.com/english/pow ... stage.html

Thanks a lot for your reply. I agree that Shinsei's offerings are pretty dismal. That Nomura fund (野村つみたて外国株投信) would probably be much more attractive, as the fund fees are much lower - but although I can find it under the "ファンドライナップ” tab on Shinsei, there's no link to buy it, and for some reas...

I am not a big fan of Shinsei Bank, but once you've been in Japan a while it's quite hard to change around all of the various credit card debit instructions, so I keep them as my main day-to-day bank, although not my main savings account or broker. Recently, in order to maintain Gold status and keep...

I don't think this has been posted here before, but private school and university employees paying into "shigaku kyosai" are eligible to apply for a gold credit card with Resona with no yearly fees: https://www.resonacard.co.jp/shigakucard/card/index.html The main benefit as far as I can s...

Tax is only deducted from tokutei koza if you set it to be (by selecting the tax deduction setting, or 源泉あり). This can be disadvantageous if your yearly profits are less than 20 man, as it means you will pay up to 4 man in tax unnecessarily without the possibility to reclaim it (at least this is my ...

Long time lurker, first time poster, so please go easy on me. I'm currently trying to work out taxation on tokutei koza (特定口座) profits. My understanding is that as long as you are a salaried employee who goes through nenmatsu chosei at the end of every year, you don't need to file an income tax retu...