Search found 52 matches
- Thu Mar 21, 2024 2:34 am
- Forum: New NISA (2024~)
- Topic: PSA: Changing your tsumitate date could result in missed or double payments - be careful
- Replies: 8
- Views: 403
Re: PSA: Changing your tsumitate date could result in missed or double payments - be careful
Yes, I'm contributing Y100,000/mo, so Y200,000 total in March, Y400,000 total for the year so far. So I don't think there's actually a monthly limit in either amount or number of contributions inherent to the tsumitate NISA system. The Y100,000/mo maximum is just part of the provider's interface.
- Wed Mar 20, 2024 6:56 am
- Forum: New NISA (2024~)
- Topic: PSA: Changing your tsumitate date could result in missed or double payments - be careful
- Replies: 8
- Views: 403
PSA: Changing your tsumitate date could result in missed or double payments - be careful
At least with Rakuten. I had my tsumitate contribution date set to the beginning of the month, but I decided to change it to the middle of the month for various reasons. So around the 2nd week of march I changed the setting on Rakuten. I just assumed that the contributions worked on per-month basis,...
- Sun Mar 10, 2024 6:14 am
- Forum: RetireJapan for Dummies
- Topic: Rethinking emergency funds
- Replies: 24
- Views: 1269
Re: Rethinking emergency funds
I’ve come to think of my emergency fund as part of my overall portfolio. Which may seem contradictory, as the whole point of an emergency fund is that it’s separate from your investments. But here’s how I see it. You have your traditional stocks/bonds target ratio. I think of it as growth/fixed. For...
- Tue Mar 05, 2024 2:41 pm
- Forum: Banking
- Topic: Moving Large Sums from Canada to Japan
- Replies: 16
- Views: 776
Re: Moving Large Sums from Canada to Japan
Yatsushiro, I know a bit about this only because my own personal experience is similar to yours, not because I'm especially educated about these tax issues. First, I believe RRSPs are only a valid tax-avoidance instrument for residents of Canada. If your residency if going to change, you should find...
- Wed Feb 21, 2024 2:53 am
- Forum: RetireJapan for Dummies
- Topic: Question About the Rakuten Shoken Interface
- Replies: 3
- Views: 251
Re: Question About the Rakuten Shoken Interface
There are a few places to find this information. As is common with Rakuten & Japanese websites in general, there are multiple paths to get there and all of them are non-obvious. There's a screen specifically breaking down your capital gains taxes: Open "My Menu" (マイメニュー), click on &quo...
- Mon Feb 05, 2024 1:21 am
- Forum: Stock market investing
- Topic: Simple Q&A - Stock market investing
- Replies: 249
- Views: 98338
Re: Simple Q&A - Stock market investing
Quick beginner's question: When investing on Nisa, is there something with lower risk than an index fund (emaxis slim all country)? Well, all-country index funds are about as low-risk as you can get with equities. However, if you need/want lower risk, you could buy bond funds (債券) or balanced funds...
- Fri Jan 19, 2024 1:50 pm
- Forum: General
- Topic: Kanji reading app
- Replies: 5
- Views: 25234
Re: Kanji reading app
Can't speak to mobile, but I think Rikaichan is no longer in active development and may no longer work with current browsers. It's been superseded by Yomichan which does the same thing.
- Sun Dec 31, 2023 5:38 am
- Forum: New NISA (2024~)
- Topic: She we sell our funds now or wait for the new year?
- Replies: 2
- Views: 15088
Re: She we sell our funds now or wait for the new year?
I always think it's better avoid market timing, so I would say: If you already have the cash reserves to buy, then buy & sell on the same day. Otherwise just try to make your sell and buy dates as close together as possible.
- Fri Aug 05, 2022 9:38 am
- Forum: Stock market investing
- Topic: RAKUTEN - possible to buy US stocks using USD?
- Replies: 12
- Views: 1861
- Thu Jul 21, 2022 2:05 am
- Forum: RetireJapan for Dummies
- Topic: When to move away from an all-stocks approach to include bonds
- Replies: 14
- Views: 3842
Re: When to move away from an all-stocks approach to include bonds
Any recommendations on which bonds funds to buy through Rakuten/SBI ? I just got the eMaxis Slim developed country bond fund. I would second this recommendation (developed country bond fund). Probably the simplest and most effective (on average) way to get some bonds that do what you want them to d...