Search found 6 matches

by Whiterose
Fri May 20, 2022 11:04 am
Forum: Stock market investing
Topic: Using Rakuten Points to invest in Rakuten Securities?
Replies: 10
Views: 2579

Re: Using Rakuten Points to invest in Rakuten Securities?

I am really curious/eager to learn about investing and am unable to do any in the UK, so I'll take a good look over all the 投資信託 info on their pages and see what the minimum point investment can be. What we're saying is don't do point investing. Just pay off your CC with the points, and invest with...
by Whiterose
Thu May 19, 2022 2:32 pm
Forum: Stock market investing
Topic: Using Rakuten Points to invest in Rakuten Securities?
Replies: 10
Views: 2579

Re: Using Rakuten Points to invest in Rakuten Securities?

Thanks for the advice here everyone! :) I'm new to Rakuten so I'm still learning about what I can and can't do with the different kinds of points you get. Didn't know some could be used to pay off CC, for example. I am really curious/eager to learn about investing and am unable to do any in the UK, ...
by Whiterose
Thu May 19, 2022 1:26 am
Forum: Stock market investing
Topic: Using Rakuten Points to invest in Rakuten Securities?
Replies: 10
Views: 2579

Using Rakuten Points to invest in Rakuten Securities?

Sorry if this topic has already come up before but I couldn't find any other post on it. I recently opened a Rakuten Credit Card account and am being sucked into the complex Rakuten multiverse :roll: I see they now offer a way to begin investing just by using Rakuten points rather than cash. I got a...
by Whiterose
Tue Mar 08, 2022 3:29 pm
Forum: Spending and Frugality
Topic: POST OFFICE/BANK charges for counting coins.
Replies: 22
Views: 10829

Re: POST OFFICE/BANK charges for counting coins.

I was also surprised and annoyed the post office has started charging to deposit coins, so I've done the same as the OP, and headed over to MUFG which doesn't charge (YET!) :? . It's something I've long loved about Japan, that small coins can go into the ATM. You can't do it via ATM in the UK, you h...
by Whiterose
Tue Mar 08, 2022 3:05 pm
Forum: Pension
Topic: UK State Pension newbie
Replies: 126
Views: 30768

Re: UK State Pension newbie

Depending on your age, you may be able to get to the 35 years anyway, without making full payments of those 11 years. It may cost you a few quid extra to pay in at current / future rates than that rate of £3.05 per week. The difference will be minimal, in the grand scheme of things. I think the ris...
by Whiterose
Wed Jan 19, 2022 12:48 pm
Forum: Pension
Topic: UK State Pension newbie
Replies: 126
Views: 30768

Re: UK State Pension newbie

Thanks to this helpful forum I also just got accepted to make class 2 contributions! :D The letter from DWP lists the 11 backpay years I can pay for. All at class 2 rate @£3.05 a week It gives two dates, one is 'payment date without penalty' and the other is 'final time limit.' I'm just curious if a...