RetireJapan

I'm very lucky to be in a position that is unaffected (so far) by this outbreak. Thank you for your concern. Does anyone have experience with How to claim the 13-year Tax deduction? I was trying to get information from this page: https://resources.realestate.co.jp/news/how-to-claim-tax-deductions-an...

Micro update The second I posted that just now I found out we passed the banks finally review (本審査). So the deal is 0.65% floating interest, 110% loan. the 500k deposit we get back after it's all done. Spouse as the guarantor. Need to open an account with this bank, but none of that changing of sala...

Thanks for all the replies and advice. Actually we haven't really moved forward by much. We went with the brick&mortar 0.7% floating bank which we had been pre-approved for. (biggest bank in the north) During that meeting, the deal kept getting worse and worse. They wanted me to change my salary...

An emergency fund will be on the top of my list after this goes through. We're currently renting for about 75k/month. Spent almost all our income the last eight years on making a new human, which as you can imagine, is not covered by NHI and expensive. Now that our little miracle has turned one, I w...

Thanks for your very swift reply. You calmed my nerves a little. I forgot to mention the loan is 35years The building in Sendai and (I think) the price is mainly due to it being very close to one of the main rails so noisy surroundings. With open windows or balcony, it's loud, but with the double sa...

Hi, Short-term lurker here. My Japanese spouse and I recently started to look at buying a used Condo seriously. We found a place that we both loved and, after a few weeks, decided to go ahead and buy. It's a 3LDK around 80m2 (5min to the station), and the list price was roughly 34mil; after some bar...