RetireJapan

The iDeCo account was created as a way for people to supplement their nenkin. The thinking is probably, 'if you can't afford to pay nenkin in full you shouldn't be able to afford to pay into iDeCo' ;) Also, if you happen to have US citizenship as well that would make it difficult for you to invest ...

RetireJapan wrote: ↑Fri Sep 06, 2019 2:06 am Most students are going to be applying to avoid paying their pension (免状) so won't be able to use iDeCo until they are paying nenkin in full.

Are you saying I can't use iDeco until I pay pension taxes?

It's not clear whether "Japanese college student" means you are a Japanese person who is a college student, or a student of a Japanese college. This advice only applies if you're not a US citizen. I would say: If you are planning on being in Japan long-term (multiple decades of your life)...

Oh do I wish that I started thinking about this when I was 20... From your message I understand that you have Japanese citizenship and plan to stay in Japan for the foreseeable future? If so, just follow the information on the site. Don't try to do anything funny, start slow and get deeper as you f...

Hi Sophia Welcome to the forum! The good news is that just by thinking about this at your age, you are well ahead of 99% of the population and will likely be fine :) I would suggest reading the information pages about NISA on the RJ site. Specifically, what the account does, the different types of ...

Hey! So i'm a Japanese college student(20 next month) but I don't speak fluent Japanese hence it is difficult for me to understand most info on the internet until I stumbled across this website. I've watched a lot of videos and read a lot of articles but I think most of the information applies to Am...