Search found 225 matches

by KyushuWoozy
Sat Nov 23, 2024 3:24 am
Forum: General
Topic: Cryptocurrencies
Replies: 116
Views: 43649

Re: Cryptocurrencies

I don't think there's much specific to Japan to talk about Yes, you're right, the internet is full of general crypto chatter. This is a bit old but but but still worth a mention I think for anybody here in Japan already in crypto or thinking about it: "The Financial Services Agency is set to b...
by KyushuWoozy
Mon Oct 21, 2024 4:18 am
Forum: General
Topic: Caution - GMO Bank Aozora - Security Concerns
Replies: 14
Views: 1097

Re: Caution - GMO Bank Aozora - Security Concerns

2factor code involved? This exactly. Although 2FA isn't 100% full proof, it's as close to foolproof as most of us can get. I wouldn't dream of using any kind of online banking or payment system or email that didn't offer it. Not sure how widely it is used in Japan, but in the UK at least I don't th...
by KyushuWoozy
Mon Oct 21, 2024 4:08 am
Forum: Small Business/Self-employment
Topic: Accepting credit card payments
Replies: 5
Views: 964

Re: Accepting credit card payments

Is there a chance you might have made a cost comparison table during your research/investigation period? That would be an amazing resource. Flywire beat all others hands-down. I don't really feel comfortable publishing these rates online, not sure if they are commercially protected or not, however ...
by KyushuWoozy
Fri Oct 18, 2024 3:14 am
Forum: Small Business/Self-employment
Topic: Accepting credit card payments
Replies: 5
Views: 964

Re: Accepting credit card payments

For anybody looking in the future, after checking out half a dozen options we landed very easily on Flywire.
by KyushuWoozy
Wed Jul 31, 2024 3:07 am
Forum: Small Business/Self-employment
Topic: Accepting credit card payments
Replies: 5
Views: 964

Re: Accepting credit card payments

Brilliant, thanks, will check it out.
by KyushuWoozy
Tue Jul 30, 2024 2:32 am
Forum: Small Business/Self-employment
Topic: Accepting credit card payments
Replies: 5
Views: 964

Accepting credit card payments

For years we (kyushujourneys.com) have been using GMO as our credit card processor because they charge less than 2% transaction fee. However they want to increase our monthly fixed fee from ¥5,500 to ¥55,000!!! Can anybody recommend another local (Japanese) credit card processing company instead? I ...
by KyushuWoozy
Tue Jul 23, 2024 4:13 am
Forum: General
Topic: For Brits: it's time to vote
Replies: 66
Views: 8263

Re: For Brits: it's time to vote

I have not requested a vote this time - mostly because I see almost no difference between the policies of Starmer’s Labour or Sunak’s Tories. On my ballot paper I had the options of socialist workers party, lib dems, greens, reform, and couple of other oddballs, in addition to the two main ones. At...
by KyushuWoozy
Wed Jun 05, 2024 4:23 am
Forum: iDeCo
Topic: iDeCo plus (employer contributions)
Replies: 6
Views: 1270

Re: iDeCo plus (employer contributions)

Interesting, first I'd heard of this. As the combined amount that can be invested (¥5k-¥23k) is the same, there doesn't seem to be much benefit to the employee - except maybe psychological because it feels like they're getting free money in addition to their salary. I don't think there's any differ...
by KyushuWoozy
Wed Jun 05, 2024 4:19 am
Forum: iDeCo
Topic: iDeCo plus (employer contributions)
Replies: 6
Views: 1270

Re: iDeCo plus (employer contributions)

beanhead wrote: Tue Jun 04, 2024 12:17 pm It seems to allow the company to contribute some of that 23,000yen per month, but not 100% of it.
Maximum combined amount contributed by employer and employee is 23,000, and it can be any combination for example 1,000 by employee and 22,000 by employer or vice versa.
by KyushuWoozy
Tue Jun 04, 2024 6:22 am
Forum: iDeCo
Topic: iDeCo plus (employer contributions)
Replies: 6
Views: 1270

iDeCo plus (employer contributions)

https://www.ideco-koushiki.jp/owner/ideco_plus.html I have been looking into this myself so thought I would share it here. It's the part of iDeCo whereby the employer can make contributions together with the employee (企業型確定拠出年金). The total amount of contribution is classed as a business expense. In ...