RetireJapan

Thanks for your responses. I agree with you both. Just to be clear though, I'm not really talking about timing the market but rather adjusting the composition of one's portfolio to make it more conservative and crash proof. In recent years the consensus advice on this forum seems to be that, for the...

Sorry, wrong Vanguard outlook!

https://corporate.vanguard.com/content/ ... mmary.html

This is not meant to be scaremongering. It's just a question from an ignorant investor to some of the more level-headed, knowledgeable folks out there. I have no doubt this subject has come up before on this forum before but I can't seem to find much - apologies if you are all sick to death of the t...

I should clarify: Saison have stopped accepting applications in 2023 for the documents necessary to cancel NISA. But I guess one could still simply sell the contents of the NISA this year and close the NISA next year. Would that make a difference? Exactly, just sell the funds. Then the next NISA yo...

I should clarify:
Saison have stopped accepting applications in 2023 for the documents necessary to cancel NISA. But I guess one could still simply sell the contents of the NISA this year and close the NISA next year. Would that make a difference?

1) not a good idea to transfer into new NISA. Once you do it, and sell it, you can only reinvest 1m within 2024. I’d sell now in 2023. And try to reinvest into a better fund, 1) either in the old NISA if allocation is left and you’re ok to sell within 5 years. Or 2) in new NISA in 2024. That way yo...

Excuse my complete ignorance on this topic but I was wondering if someone could advise. I currently have a little money in a NISA with a SAISON investment fund that is not very good at all. This will automatically be transferred to a new NISA set up for me by SAISON when 2024 rolls around. I would l...

You have it a bit twisted. Thank you - that clears things up. I had been looking at this dodgy source. https://www.nippon.com/en/japan-data/h01533/ One question - it says we are able to invest up to 1.2M in mutual funds and 2.4M in whatever we like in the new NISA. So I assume we can put the 2.4M i...

Bubblegun wrote: ↑ Thank you Bubblegun - that is very useful info. I think I will probably keep my current Saison NISA for the time being and open a new tsumitate NISA with Rakuten for my wife with a different broker. I will probably also open a JNISA and put the maximum Y800 000 in there. Then ope...

Thank you,

I will be opening one or two as soon as possible!