RetireJapan

Hi, all. I'm trying to get a picture of my financial situation post retirement. Do retired persons have a lower tax rate for income tax (所得税)? Ditto for resident's tax (住民税)? I know you have to pay for 介護保険 and 国民健康保険. Are there any other expenses I may not be aware of as I'm still working? Thanks f...

Wells-Fargo kicked me out back in 2019. I went to T.D. Ameritrade with no problems. I was able to keep all of my positions. Make sure you transfer them (don't sell them!). T.D. Ameritrade is about to merge with Charles Schwab (literally in days!). Schwab seems to be foreign resident-friendly. You ca...

To update, my wife has applied for her social security. We had to supply the Tokyo embassy with copies of several documents, including our 戸籍謄本 (in which my name is misspelled). We don't know how much she's going to get but we know it will be much less than the estimate based on paying FICA taxes fo...

Being US, I guess I'm biased, but I think investing/holding funds in a US account has many advantages. One name that is commonly mentioned is Interactive Brokers, LLC (generally referred to as IB). https://www.interactivebrokers.com/en/home.php I think this would really simplify your US tax reporti...

[/b] Thanks for your reply! Also you may find the US reduces your social security if you are receiving another pension. Yes, I am. I'm finding out about this problem as my Japanese wife is about to apply for benefits based on her work record. It might work out best if she just applies for spousal be...

Hi everyone. I thought I would post about my retirement plan and see if anyone could make suggestions. To me, retirement is not just about financial considerations but also about health / longevity, and well-being. In terms of the financial, I am eligible to receive both Japanese and U.S. social sec...