Search found 336 matches

by kuma
Fri Mar 14, 2025 2:52 am
Forum: Pension
Topic: Message for UK pension enthusiasts…
Replies: 17
Views: 10927

Re: Message for UK pension enthusiasts…

even if you show them a screenshot, there is nothing there that identifies you… Just to post the below MoneySavingExpert advice on this point: We'd urge you to take a picture of the form you filled in, and a screen grab of the request sent screen, then email it to yourself, so you've a contemporane...
by kuma
Mon Mar 10, 2025 7:53 am
Forum: Pension
Topic: Message for UK pension enthusiasts…
Replies: 17
Views: 10927

Re: Message for UK pension enthusiasts…

So is this of no help to people who have a letter, but have been unable to break through the musak of the Pension Service helpline or get their calls dropped repeatedly? The wording of the callback form suggests it is not limited to those making 'first contact' with the department: Complete this fo...
by kuma
Sun Mar 09, 2025 9:39 pm
Forum: Pension
Topic: Message for UK pension enthusiasts…
Replies: 17
Views: 10927

Re: Message for UK pension enthusiasts…

It is also unclear how long people WOULD have to pay up if they followed the above procedure… Communication and clarity do not seem to be their strong suits. However, it *seems* to be that *if* people are accepted to backpay voluntary NICs, HMRC ordinarily send a letter with an 8-week deadline from...
by kuma
Sun Mar 09, 2025 9:31 pm
Forum: Pension
Topic: Message for UK pension enthusiasts…
Replies: 17
Views: 10927

Re: Message for UK pension enthusiasts…

Callback service now added to the wiki in the intro to the UK state pension and the summary of pension-related actions:

https://retirewiki.jp/wiki/United_Kingd ... te_Pension
https://retirewiki.jp/wiki/United_Kingd ... ed_actions
by kuma
Tue Mar 04, 2025 3:25 am
Forum: Pension
Topic: UK Pension & Voluntary Payments Questions
Replies: 94
Views: 99824

Re: UK Pension & Voluntary Payments Questions

Thanks for your clear and interesting account of interactions with HMRC on this. (Ditto for other recent posters.) Very useful to have up-to-date accounts. And good luck getting it all sorted. Side note - the reason why I'm faffing about with this so close to the deadline is because I read that 3 q...
by kuma
Mon Jan 27, 2025 5:08 am
Forum: Case Studies/Asking for Advice
Topic: My case (financial/work situation)
Replies: 66
Views: 45581

Re: My case (financial/work situation)

Blimey, that is reassuring. I ran the numbers with ChatGPT on just getting the minimum 10 years uk for both of us plus the fuka kokumin in Japan, and it looks like approx 3 million yen a year, which is only a bit less than our total salaries combined now as it is. So full uk pension would definitel...
by kuma
Fri Jan 24, 2025 12:40 am
Forum: Case Studies/Asking for Advice
Topic: My case (financial/work situation)
Replies: 66
Views: 45581

Re: My case (financial/work situation)

Does your wife have (1) a period of 3yrs of continuous UK residency in her past (even in childhood), and (2) a national insurance number (NINO)*? If yes and yes, she would be eligible to make voluntary Class 3 contributions despite no UK work history. Could be something to consider for the future, ...
by kuma
Tue Jan 21, 2025 11:55 pm
Forum: Case Studies/Asking for Advice
Topic: My case (financial/work situation)
Replies: 66
Views: 45581

Re: My case (financial/work situation)

We just moved in to a small rental bungalow that has a large field so I’m gardening and growing stuff in that (gardening and composting, all the stuff is my obsession!). The rent is 72,000 a month. We don’t really go out, we basically never have holidays, I’ve been back to the uk once in the 5 year...
by kuma
Mon Jan 20, 2025 1:51 am
Forum: Pension
Topic: U.K Triple lock means testing not ruled out.
Replies: 20
Views: 9202

Re: U.K Triple lock means testing not ruled out.

The Institute of Fiscal Studies has produced a report entitled The Future of the State Pension in 2023: https://ifs.org.uk/publications/future-state-pension An excerpt is below: [...] Our view is that the state pension is not in need of wholesale change. Indeed, its structure has much to commend it....
by kuma
Sat Jan 11, 2025 4:32 pm
Forum: Pension
Topic: Still not sold on the UK state pension
Replies: 37
Views: 17358

Re: Still not sold on the UK state pension

So I too, don’t know how I would be viewed in class 2 or class 3 terms… Your chances of Class 2 look more hopeful, but not a given, in my opinion. Explaining why will make this post somewhat lengthy... Immediately before that, I was working at a full-time job in the UK for four months. That didn’t ...