Search found 11 matches

by Djdawang
Sun Jul 14, 2019 2:15 am
Forum: RetireJapan for Dummies
Topic: How to get a Credit Card
Replies: 27
Views: 15886

Re: How to get a Credit Card

Just an update on my experience. I applied online 7/6 and I got my credit card 7/13 in the mail. So took a week. My first name, middle name, my mother’s maiden name initial are all squished into one name, to reflect my bank account I tied it to. MUFG. Hopefully this doesn’t cause any problems when I...
by Djdawang
Thu Jul 11, 2019 9:08 am
Forum: RetireJapan for Dummies
Topic: How to get a Credit Card
Replies: 27
Views: 15886

Re: How to get a Credit Card

I applied for one last week, Waiting for the response if I am successful or not. I have PR and my Japanese wife helped me out filling the application online. I also refereced this blog https://kimi.wiki/life/get-rakuten-credit-card I'll keep you guys posted of the results and give some tips on how I...
by Djdawang
Fri Jul 05, 2019 1:26 am
Forum: Legacy NISA (~2023)
Topic: Rakuten now accepts credit card payments and gives points
Replies: 35
Views: 21367

Re: Rakuten now accepts credit card payments and gives points

Interesting, I am about to sign up for rakuten CC. the 1% in points sounds interesting. If I can use my credit card to do my NISA that would be cool. I wonder if I can also use it for iDECO contributions monthly. I don't believe this would work for iDeco (the interface only allows this for regular ...
by Djdawang
Thu Jul 04, 2019 10:22 am
Forum: Legacy NISA (~2023)
Topic: Rakuten now accepts credit card payments and gives points
Replies: 35
Views: 21367

Re: Rakuten now accepts credit card payments and gives points

Interesting,

I am about to sign up for rakuten CC. the 1% in points sounds interesting. If I can use my credit card to do my NISA that would be cool. I wonder if I can also use it for iDECO contributions monthly.
by Djdawang
Wed Jul 03, 2019 2:04 am
Forum: RetireJapan for Dummies
Topic: Looking long term for Tsumitate NISA and iDECO
Replies: 10
Views: 3153

Re: Looking long term for Tsumitate NISA and iDECO

Thanks for replying. I was researching and found some English content. Taken from here https://www.ideco-koushiki.jp/english/# Important points *Participants are personally responsible for the investment of their assets. The benefits they receive will vary, depending on the performance of their inve...
by Djdawang
Tue Jul 02, 2019 12:15 pm
Forum: RetireJapan for Dummies
Topic: Looking long term for Tsumitate NISA and iDECO
Replies: 10
Views: 3153

Re: Looking long term for Tsumitate NISA and iDECO

Wife IDECO 22600. As you are probably already aware, your wife (as a non-tax payer) wouldn't get the main benefit of iDeCo - which is a reduction in tax. Ah I wasn’t aware. I thought that he household income can benefit from it even more. Thanks for the heads up. I guess house wives don’t really ne...
by Djdawang
Tue Jul 02, 2019 4:28 am
Forum: RetireJapan for Dummies
Topic: Looking long term for Tsumitate NISA and iDECO
Replies: 10
Views: 3153

Re: Looking long term for Tsumitate NISA and iDECO

Thanks for the replies and a bit of insight. I also saw another thread about Fuka nenkin. I guess I really should be doing Husband IDECO 11600. Fuka Nenkin 400 Tsumitate NISA 33333 Total 45333 Wife IDECO 22600. Fuka Nenkin 400 Tsumitate NISA 33333 Total 56333 Total per month for both 101666 Total pe...
by Djdawang
Mon Jul 01, 2019 1:51 pm
Forum: Stock market investing
Topic: Keeping It Simple
Replies: 11
Views: 3316

Re: Keeping It Simple

I Agree, Keeping it simple is probably best especially for a newb like me. still looking at just one fund at the moment
by Djdawang
Mon Jul 01, 2019 8:48 am
Forum: General
Topic: Reducing fixed expenses challenge
Replies: 28
Views: 8467

Re: Reducing fixed expenses challenge

*switched from Softbank to Ymobile. Saved 6000 each for my wife and I. 12000 a month
*make coffee at work instead of buying outside. Saved about 3000 a month
*got rid of my car so saved 15000 a month
30000 a month total ;)
by Djdawang
Mon Jul 01, 2019 8:39 am
Forum: General
Topic: What is your best non-monetary investment?
Replies: 11
Views: 2439

Re: What is your best non-monetary investment?

I would say my dj set. Do it for fun and release stress from the daily grind. Sometimes I put up Instagram lives and it clears my mind.
But the balcony for privacy sounds awesome.