RetireJapan

This seems rather appropriate to post here. https://www.bbc.com/news/articles/cgr0dyy152jo I guess if I know I lost 10,000 or even a million yen, I will always know it was 10,000 or a million yen. But this poor guy must have a lot watching the price of BTC go up in value. He will have this mental p...

This seems rather appropriate to post here. https://www.bbc.com/news/articles/cgr0dyy152jo I guess if I know I lost 10,000 or even a million yen, I will always know it was 10,000 or a million yen. But this poor guy must have a lot watching the price of BTC go up in value. He will have this mental pa...

It's been more than three years since the cryptocurrency was last discussed on here. And I made the last comment! Well, the so-called "Crypto Winter" is disappearing or was it the Trump election victory, that has the market looking up again? Have people left crypto, DCAing, sitting on the...

Eh? Every employer I have had in Japan has deducted my pension contributions directly from my pay packet.... A lot of English language schools didn't use to. They classified all native teachers as part-time workers. At that time, someone paying in 24 years into nenkin would get nothing in return. S...

We got our home loan with an interest rate of 0.5%. It is variable, over 12 years, and they said it would be reviewed every 6 months. I was of the mind to pay off the loan asap, but with the life insurance element and the total returns possible in investing the difference, it made better sense to ke...

I have a question though. Can we have two different NISA accounts? one for the Tsumitate monthly amount? and one for the long-term larger amount account? Or must they be with the same company? EG Both with Rakuten. or can I have the Tsumitate with Rakuten and the long-term amount with Seison? no.no...

That is not quite accurate. The period to vest (become eligible to receive a pension) used to be 25 years until it was reduced to 10. Foreign residents could use the '空期間' rule to count the time between them turning 20 and coming to Japan as eligible years towards this limit (would not have increas...

Well, if anything has come out of this month, it's a clear mandate, and I think we might see another good year for the S&P500. I expect Santa will come to the S&P this December, and they'll break the 6000 mark. So, I guess the strategy now is to keep putting money down. I certainly think the...

There was a point when they wanted me to pay for 30 years and then say, "You didn't pay the full 40. "So sorry! You get Jack. That is not quite accurate. The period to vest (become eligible to receive a pension) used to be 25 years until it was reduced to 10. Foreign residents could use t...

I count only IDECO, NISA and an insurance policy cause I can get to it. (if need be) Anything else is essential to life.