RetireJapan

After plugging in a few numbers it is littery telling me that I would have to save nearly 180,000+ yen a month into a pension fund to be get anything close to "surviving". The math. We have an IDECO and NISA so I thought I'd plug in an annual income of 2,000,000 yen We have already saved ...

Hi, Sorry if this post is already answered in other places but i haven't been able to find anything to help me, and I am having lot of doubts now. Situation. I just went looking to see if there was a Japanese pension calculator online. And I came across Argentum Wealth Management. I plugged in a few...

Just to add a further idea for you, have you considered guiding tourists? You're in the right area for it. Perhaps you could offer tours exploring the "hidden gems" of Kyoto and surrounding areas. This could be a great way to suppliment your income. I think you might need to get a license...

I’m strongly leaning towards the business one, as opposed to the kids one, purely because I don’t know if I can keep up the energy to teach kids all day every day, 5 days a week, just for the “better salary”. Makes sense. Enjoyment and stress are huge factors, too. I did a similar job when I was yo...

May I add this from ChatGPT cause it has picked my noggin. So according to Google the UK has approximately 3 million pensioners whose wealth is more than a million pounds. For me the key nuance here is wealth. Property? Stocks, shares, pensions, etc. so I asked ChatGPT if we stopped all millionair p...

Well I am sure many of us might agree with means testing. Personally I am in the middle. Because the bar is always set very high or very low for the general public to accept it. Psychologically once it’s accepted it’s very hard to remove, but the bars get lowered so more and more are caught out but ...

Some further thoughts and questions… Curious to know..in the housing/care context, who was taken to court by whom, and for what reason? What are the huge reforms the NHS is undergoing The housing question. Previously nobody sold their homes to get care as we got old. The NHS basically provided it. ...

Wow, what a sudden surprise this political debate is…and the fact that it is happening at all raises the likelihood of means testing in future. There are now elements in both major political parties advocating means testing. It’s out in the open, and no longer a taboo subject! Looking at the curren...

This whole story is a confusing mess, started by what I think is a misunderstanding of what Badenoch said in responding to a question relating to the triple lock by talking about means testing. I don't think she was talking about means testing the triple lock (how would that even work?) but the pos...

It’s inevitable, just a matter of if happens now or in five, ten or twenty years. I expect there will be a long phase-in period too. I have to agree. The public have accepted that rich pensioners don’t need the winter fuel payment so it is inevitable that this will be extended to the well off. I th...