It’s not the other way around
Fans of the YouTube channel (yes, all three of you) may have noticed we haven’t published any videos since mid-July or so.
My excuse for this is layered.
First I got busy trying to hire a new teacher for my wife’s school. Then I took a trip to Europe. Then my wife was sick (she is slowly getting better). Then I was sick (not particularly seriously).
And then this weekend I made a new video. It was an easy one (see below) but just having done that increases the chances of me making another one immensely.
So what changed?
I started exercising a bit more. While my wife was in the hospital I could use her car, which meant I didn’t walk to cycle to work. But she’s a bit better, so I don’t have the car anymore.
And that small step of being a bit more active was enough to give me the momentum to make the video.
When you’re in a bad rut and nothing is going well it is hard to do this, but doing something makes it easier to do something else. And then that makes it easier to do a harder thing.
Momentum is a beautiful thing, but it doesn’t come from motivation. Motivation comes from momentum. So if you’re not feeling motivated maybe it’s time to just do a small thing and get the ball rolling.
Your First Ten Million Yen
Our flagship personal finance course returns in November!
We’ll be launching in mid-October, and people on our waiting list will get priority to sign up. Please share that link with anyone who might be interested in getting their personal finances sorted out this year.
YouTube
Thank you for your support of the RetireJapan YouTube channel. We’re back!
It was surprisingly easy to fall out of the habit of making YouTube videos, and surprisingly difficult to get started again. Hope to be more consistent going forward.
I made a short video with a walkthrough of the Rakuten Securities main page, aimed at people who find it confusing or intimidating.
Meetup in Shinjuku
From the forum: Our group is still meeting (One Year Anniversary) and we welcome anyone (retired or near retirement) who would like to join us.
We meet on the last Monday of each month to socialize and discuss topics of interest to members focussing on life as a retired person in Japan.
The next meeting will be Monday October 28th at 11 am. The venue is the Shinjuku Multicultural Plaza, about a 10 minute walk from Shinjuku station (English map in the link). Please join us if you are interested.
The Forum
Speaking of which, the Forum is doing well (37,693 posts so far). The forum rules are here. In essense, they are:
- Be nice
- Ask any question you like
- Only answer questions when you have relevant knowledge or experience
Here are the latest active threads:
Throwback forum post of the week
Reread this forum thread this week about postponing taking nenkin. Really interesting stuff, especially if you are close to making that decision.
This week’s books
Finished the Cormoran Strike novel, The Running Grave, by Robert Galbraith/J.K. Rowling. It’s was good (better than the previous one in the series). Doing a lesson for my high school students this week about cults, mainly because of the book.
Still reading Burn, by Herman Pontzer, about metabolism and calories. You can see a long-form interview with him here if that’s more your thing. The book is pretty interesting and quite readable, especially for someone in the middle of long-term dietary changes.
Started reading Alchemy, by Rory Sutherland, after watching a bunch of interviews with him. He’s a really interesting speaker, and the book is also very good so far.
This week’s links
- Not investment advice: All aboard for the Tokyo Metro IPO!
- A bit harsh: Japan’s New PM Has Barely the Concept of a Plan
- Ooops. At least they noticed and stopped doing it: Shikoku Officials Halt Inbound Tourism Survey; Tout Inaccuracy of Counting Based on Visitors’ Physical Appearance
- Hmm. The BOJ, the Fed, and The Future Of The Yen
- Don’t really have a problem with this. From October, if you choose to have a brand name medicine when a generic one is available, you will have to pay 25% of the difference in price between the two as an extra fee (when using health insurance to help pay for the medicine): 10月以降は「ジェネリック」を選ばないと、薬の自己負担が「25%」増える!? 2024年10月から導入される“新医療制度”を解説
- How to recover from setbacks is an immensely valuable skill: On Difficulty and Persistence
- Ooof. This post hits hard. The small talk thing is definitely something I also have trouble with: Growth Means Choosing a Different Kind of Pain
- Interesting Reddit thread on the pros and cons of manshon vs. detached house. Having rented a house and bought a manshon, seems pretty accurate.
- Every parent’s nightmare, but at least they found a solution: What’s a mother to do when your non-Japanese child is bullied in school?
- True in Japan too. Always check the hazard maps: The Biggest Risk in Real Estate
- I’m starting to teach my granddaughter about fraud, cults, mind control, and being careful. Hopefully she won’t end up in anything like this: Inside the Yakuza’s Growing Empire of Crime in Cambodia
- Or abandon large swathes of the country, or develop effective telemedicine: Japan Must Bridge the Urban-Rural Divide among Doctors
- I can’t see any justification for the death penalty, especially in Japan’s legal system: After freeing a man who spent half a century on death row, will Japan keep using the death penalty?
- I really like this approach: 5 Years of Spending in Retirement
- If it could, I think it would almost immediately stop working: Can AI Turn You Into Warren Buffett?
- For those closer to retirement: 4% and Beyond! The Evolution of Safe Withdrawal Strategies with Bill Bengen
- I like this, but it has to be handled very carefully -all too often I do this wrong and just spiral out of control: Perfection vs. Greatness
- Oh, good. Exported gas produces far worse emissions than coal, major study finds
What do you think? Anything interesting in there?
The Monday Read, going out to more than 2,900 subscribers each week. Please share this post/email with friends/colleagues who may be interested in it.
If you were forwarded the email you can sign up to our weekly or monthly list here.
Or you can subscribe through WordPress below if you want to get each post the moment it is published:
Check out the RetireJapan website for more information, the Forum for discussions about personal finance and investing in Japan, and our coaching page if you need more help.
Thank you as always for the weekly blog – one of the posts I look forward to reading every week.
I’m glad to hear that your wife is recovering and that you have been able to find motivation through exercise. I’m a while a way from retirement unfortunately, but approaching my mid forties and definitely focusing more on diet, physical and mental health more and trying to enjoy time with my children rather than spending more time looking at screens (Which is an easy trap after a hard day at work – personal interactions and experiences are far better for our long term health)
I wanted to say thank you for your hard work on this blog and Youtube – it is valued by many people, and we appreciate your effort,
Thanks! I tend to find my screen time goes up and down in waves. The more screen time though, the lower my quality of life feels. The trick is to catch it early enough and deal with it, but that is easier said than done!
#11 – I never answer my phone anymore. The scams are out of control right now.
#8 – Just because it was on my mind, I’ve read up on and listened to a lot of people talking about renting vs owning. I’ve really noticed most people who insist on renting being the better choice own their own homes.
Owning vs renting is super nuanced, and the answer is going to be different for everyone. I just think it’s important to be aware of all the numbers and factors before making the (probably emotional) decision in the end.
I read every week but this is my first time commenting. I just wanted to say that this week’s post was really solid, I clicked through to so many links. Thank you!
Just as a side note, but have you considered putting in affiliate links to books you’re reading and products you’re loving? If I were to buy anything that came from your recommendation, I’d prefer to do it in a way that rewards you and supports this website.
Thank you very much! It’s nice to get posibive feedback, makes it all worthwhile.
We have Amazon links where appropriate -to the books and the occasional product. I don’t want to get caught up in a spiral of putting affiliate links in to things that I’m not familiar with, or wouldn’t recommend though!
#10–Climate change. And the florida representative talking about one in a 1000 year events when another, far stronger hurricane is right now headed for a direct hit on florida, just two weeks after the last one?
#12–It’s interesting that Tokushima is doing so well (the chart showing Physician Distribution Mismatch).
#17–missed a chance to include the aphorism, Don’t let perfection be the enemy of the good.