Is investing a dirty word?

There appears to be growing inequality in many countries including Japan and a sense that the system is rigged in favour of the wealthy.

In this environment, talking about saving, investing, and building wealth can seem somewhat distasteful. It doesn’t seem to be what most people do.

I think this is a mistake. Financial literacy is not as common as it should be. I’m about as educated as most people get (in terms of formal schooling), but it still took me until my mid-30s to get my act together and figure out the basics after a lot of research and reading. We never came close to talking about this stuff in school or university. Nor is it something my friends and I talked about. My family also don’t have this knowledge, and are surprisingly resistant to learning about it.

This should not be an optional thing that a few strange people seek out. It should be taught at home and in schools. Not everyone would follow the principles of good financial management, but everyone would have the opportunity to.

This is the purpose of this website. If I’d known what I know now fifteen years ago when I started working, I think I would be most of the way to a comfortable (early) retirement now. I’m so lucky to have caught a glimpse behind the curtain while I still had time, and I want to share that luck with as many people as possible.

If you enjoy the site and find it useful I’d be really grateful if you could tell other people about it. The larger the community gets the more information and ideas we’ll all benefit from.