Saving part 3

The one habit to rule them all Maintaining a high savings rate is probably the most important financial habit. We have talked about how to build up your saving habit before on the blog, but today I’m going to lay out just how helpful this one habit is. Once you have started saving consistently (remember, […]

Investment Strategies: Index Investing

Simply the best? I have saved the best for last. Index investing is the easiest of the investment strategies introduced here (trading, value, and dividend), and probably the most effective. An index is a collection of shares of different companies. The S&P500 in the US, the FTSE100 in the UK, and the TOPIX here in […]

Investment Strategies: Dividend Investing

It’s all about getting paid Dividend investing means buying shares of companies that pay dividends consistently. Ideally they should also increase these payments over time. Dividends are cash payments companies make to their shareholders. You can find them easily by looking for the ‘yield’ category on financial websites. If the yield is zero, that company […]

Investment Strategies: Value Investing

Buy things when they are cheap, not when they are expensive Value investing is a very simple concept. Basically you try to buy quality shares or assets when they are temporarily cheap. The stock market moves up and down based on the performance of companies and the feelings of investors. Sometimes shares are priced too […]